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Fulfilling Deeply Cherished Ambitions of Owning a Home

With a passion to help millions of people in owning a home, we are widening our pervasive presence, reskilled distribution and setting up an extensive pan-India network to be proximate to our customers and to make our presence felt in every city and town. Going forward, we are expanding our business operations in Tier 3&4 cities.

Adding another tier in the Organisational Structure

9

Regional Offices

44

Cluster Offices

23

Back Offices

310

Area Offices

Representative Office in Dubai

450+

Coverage Centres

2,396

Employees

As part of expanding the organisational structure, we moved to a 5-tier structure by adding Cluster Offices between our Area Offices and Back Offices. This was aimed at speeding up credit appraisal processes, improving turnaround and increasing disbursements. In addition, we also opened 46 new Area Offices to tap a wider customer base.

Widening our Footprint
KEY METRICS TO EVALUATE FY 2023-24 PERFORMANCE

₹ 2,86,844 crore

Loan Portfolio

₹ 58,937 crore

Disbursement

₹ 4,765 crore

Profit After Tax

20.78%

Capital Adequacy Ratio

₹ 29,276 crore

Net Worth

3.31%

Gross NPA

~30 lakh

Number of customers

1.63%

Net NPA

3.08%

Net Interest Margin